Free basic home accounting software

The plan offered applies per household rather than per computer, which means that you are licensed to run it on multiple desktops at home.

While no free trial is advertised, a day money-back guarantee is. For business use , please buy one license per computer Moneydance is installed on, or per data file on a shared network , whichever is smaller.

Picking which personal finance software package to use is pretty straightforward. The main thing is to consider what you'll need it for, and how much you'll be using it.

After all, there's little point in purchasing a premium personal finance package if it has got lots of features you'll never use. If you have reasonably basic budgeting needs to cater for, such as managing personal finances along with tracking your spending, then keep it simple. For example, you may be a little disorganised when it comes to budgeting, so having software that can help with setting goals can be really useful.

Setting up your personal finance package to assist with reach goals, and ensuring it lets you know if you're slipping behind schedule can be invaluable. If you're fairly good with your money and feel confident about how you manage cash then it may be that you'll want a more sophisticated personal finance package.

Some of the more advanced options allow you to take on investments, offering a sophisticated range of tools for making your money work more efficiently. An online service that's not slathered in effects and colours, Buxfer does a good job of presenting your finances in a clean, professional manner.

It cutely brags about the fact that it's currently helping its users manage over four trillion dollars in funds, so it's got a solid user base behind it. You don't have to give Buxfer your exact banking details if you're uncomfortable doing so — you can opt for offline manual syncing with your bank account instead — but if you do trust it, there's a layer of high-level encryption to protect your data and the company is regularly audited. We like its budgeting tools best of all — the visual reporting is very strong, and the fact that it doesn't force you into predefined categories and instead allows you to tag expenditures however you see fit means Buxfer should fit nicely into most people's banking lives.

The free version gets you five budgets, accounts and bill reminders, the Pilot version adds on automatic tagging and bank syncing, the Plus version gives you unlimited budgets, and the Pro version includes online payments, advanced forecasts and more besides. Get it all though with a Prime version. HomeBank will appeal if you work on multiple platforms, or don't use Windows by default. Available for Windows, macOS and Linux there's also an Android app in development HomeBank can be installed normally or as a portable app, and it makes the topic of personal finance easily accessible.

If you've been using another program — such as Quicken or Microsoft Money — to manage your finances, you can import data to save having to start from scratch. You can add an unlimited number of accounts to the program, and they can be linked to each other to allow for easy money transfers — it is all entirely dependent on manual editing, though.

With enough data entered, it's possible to generate all manner of reports, including helpful predictive reports for car ownership and the like. Very much designed with the average person in mind, this is a personal finance app for people who hate personal finance apps.

Billing itself as an alternative to Quicken sets a high bar for AceMoney Lite , but it's a target it manages to reach, even in its free, cut-down iteration. There's only support for two accounts in AceMoney Lite, but this should be enough for many people. You can even use the program to keep track of your PayPal account. Managing accounts in different currencies is no problem, but you'll have to enter data into this free personal finance software rather than having your transactions pulled in from your bank account.

That said, if you download statements from your online bank account, these can then be imported to saved time with manual entry.

AceMoney Lite also makes it easy to track your spending and investments, making it a reasonable financial tool for anyone looking to take control of their finances. GnuCash is simple enough to be used for home finances, but flexible enough to be put to use by small businesses as well. While the software is easy to use, the fact that it's suitable for small business accounting is thanks to the inclusion of a number of extra features that you would not necessarily expect to find — support for payroll management and double-entry accounting, for instance.

Although relatively easy to use, this free personal finance software does really require some familiarity with accounting software, and it's simple to migrate from another program because you can import data in QIF and dOFX formats. Support for expense tracking makes this ideal software for preparing for tax season, and there are a huge number of reporting options to help you to make sense of your cashflow.

The software is available for macOS, Windows and Linux, as well as Android, and it's highly recommended that you try out this great tool before you consider any of the paid-for alternatives.

In a matter of minutes, you can set up all of the accounts you need and start keeping track of your incomings and outgoings. Money can be easily pulled from and moved between different accounts, and Buddi can generate all sort of reports about your spending and earnings broken down in a variety of ways. If you're looking to save money, the program can help you to stick to a budget and for anyone who is completely new to the concept of accounting, the Buddi website has a number of helpful guides to help get you started.

On the downside, Buddi requires you to have Java installed which is not going to be to everyone's liking, and the software itself has not been updated for a little while. Neither of these two factors are enough to stop us from recommending that you take a look at the program — it could well be just what you've been looking for.

North America. The best personal finance software makes financial planning easier and simpler to manage, from receipts and payments, to income and outcome. View Deal. Reasons to avoid - Slender app versions - Rivals come cheaper. I've been using it for quite a while already, first on my computer and phone and now on my tablet as well. It's comfortable to keep home accounting in it.

Everything's very simple. I wish I could give it ten!!!! Thanks to the developers! Great app:- With it, you will always know what you spend your money on and how much! Draw conclusions and take measures! There is convenient sync in it as well. Quite satisfied I have no complaints! Everything's great! It's just amazing that the developer replies to all comments! Thank you for your responsibility! About Download. This version is designed for Windows.

Also available for: iOS Android. Keeping record of personal finances is important… and easy! Home Bookkeeping Lite Version 7. Home Bookkeeping Features. Home Bookkeeping has been already downloaded more than 4 times.

The program's features you can access with a free plan are restricted to the point that it might be easy to outgrow. You can only link one bank account and view basic reports with its starter option. Should your needs extend beyond that, you'll need to upgrade to one of its premium plans. And while those upper-tier plans are reasonably priced, they're obviously not what someone who wants a free plan is looking for. Again, the solution itself is sound, but if you want a free program that will remain free as you scale, you should look elsewhere.

It offers double-entry accounting resources, a checkbook-style register, scheduled transactions, and customizable visual reporting. GnuCash's initial setup and somewhat dated-looking interface might turn a lot of potential users off. But if you're willing to tough out its tricky installation and don't need your accounting solution to be particularly pretty, you're left with a solid application that covers a lot of bases for free.

That said, it's not much of a long-term solution for businesses anticipating a lot of growth. It's better suited for sole proprietors who need a program to get them through their day-to-day. If you fit that bill, check GnuCash out. CloudBooks is a free accounting and invoicing solution tailored to accommodate small businesses and freelancers.

The program boasts a user base of over 2 million subscribers and has a suite of capabilities that cover invoicing, time-tracking, reporting, and payment needs — among others.

The platform is an invoice management solution, above all else — and that can be a benefit or drawback in its own right, depending on what you need.

While CloudBooks has features extending beyond that functionality, invoicing appears to be its main selling point — meaning it's not quite as fully fleshed out with accounting functionality as other programs listed here. So if you're looking for exceptional invoice creation and management software, you should check out Cloudbooks. If you need a more robust accounting-specific solution, you might want to look elsewhere. Sunrise is one of the more prominent bookkeeping applications available for small businesses.

Users can leverage the program to easily search and categorize business expenses, send customized invoices, and receive recurring payments. It offers a free, self-service plan that provides businesses with a decent suite of features and a fair amount of flexibility when it comes to bookkeeping — allowing for unlimited invoices and transactions. Sunrise sets itself apart from other bookkeeping solutions with its dedicated bookkeeper services, but those services come at a hefty premium.

As I mentioned, its free plan is self-service — which works for small businesses but might not be sustainable as your business expands. Ultimately, Sunrise is a straightforward, effective bookkeeping software with a free plan that can suit the needs of several small businesses. If you need a relatively short-term bookkeeping solution with a reasonable upgrade fee, Sunrise's free plan is worth checking out.

Brightbook is a web-based accounting solution tailored to suit the needs of independent contractors, freelancers, and small business owners — though it tends to work better for the former two. The program is essentially designed to democratize accounting software.

It has an extensive suite of features available for free — including resources for invoicing, visibility into your cash flow, financial reporting, and drafting financial statements — along with some paid features available for one-time fees.

One area where Brightbook struggles is its lack of mobile support. The program doesn't have a mobile application, and it can't be accessed via mobile browsers.

And the application itself isn't quite as sophisticated as some of the more well-established options. Still, Brightbook is a solid option for freelancers or independent contractors — specifically creative professionals.

It's a little bare-bones, but it still covers a lot of bases that other options on this list might have stuck behind paywalls. If you're looking for a comprehensive suite of accounting features and don't mind working with a relatively stripped-back program, consider checking Brightbook out. Akaunting is a free, open-source accounting solution for small businesses and freelancers with a global reach and sizable user base.

The program's full suite of features is available for free — making it one of the few "one-stop-shop" solutions on this list. The platform is entirely online, meaning you can access it from any desktop, tablet, or mobile device anytime, anywhere.